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Why should my portfolio be rebalanced?  Click on the title to go to a short, four minute video response to this often asked client question on why rebalancing your investment portfolio is so important.

In many respects, people can be their own worst enemies in their quest for financial security. When you consider that our lives are nothing more than a culmination of the decisions we make each day, if we tend to make more bad decisions than good decisions, or worse, if we can’t make decisions at all, it’s should be no surprise when financial security  remains elusive.

Over the past few years, municipal bonds may have fallen out of favor due to the fact that, until recently, the returns in the stock and bond markets were generating steady returns.

When you have excess cash flow and assets to invest, you can choose from a vast number of different types of investments, which can be a daunting task due to their sheer number and, in many cases, their complexity.  In addition to understanding how different investments work, it is essential for investors to know if they are suitable for their particular needs and risk tolerance.

Sometimes investments may not perform quite as advertised; particularly during moments of increased volatility.  This short video highlights the surprising performance of some alternative funds during the recent stock market correction and reinforces the principle that cash remains king for short-term investing.

Chances are good that if you turn on the prime time news on any given day or pull up your favorite newspaper on your iPad one of the top stories will relate to emerging risks around the world.

After several years of wallowing in financial upheaval caused by a severe recession and financial crisis, Americans are, once again, looking to the future. A renewed confidence has many people setting their sights on long term goals that, just a few years ago, may have seemed out of reach.

Investment returns for 2015 continue to trend below historical averages for all major asset classes.  While we would all love to see average or above returns every year, that’s obviously not possible. 

Most people would argue that living in a digital world, with instant access to an endless stream of information has made us smarter and more self-empowered than past generations. Investors believe that it has “leveled the playing field”, enabling them to make investment decisions based on the same information once only available to the investment pros.

Dan Colburn can be reached at 740-831-4004 or dan@colburnwm.com