Submitted by Colburn Wealth Management, LLC on September 29th, 2014
If you move away from equities with age, are you making a mistake? For some time, financial professionals have encouraged investors to lessen their exposure to the stock market as they get older.
Submitted by Colburn Wealth Management, LLC on September 22nd, 2014
For many Americans, building true wealth might seem elusive, even illusory considering that many people, who very recently were sitting on six and seven figure 401k plans and home equity values, now feel unprepared for retirement. The lessons learned from the financial crisis is that wealth can be fleeting.
Submitted by Colburn Wealth Management, LLC on September 2nd, 2014
Longevity is often cheered as an achievement, but the downside of living well beyond one's average life expectancy is that it can strain (or worse, completely deplete) an individual's financial resources. The first step in addressing longevity risk is to evaluate just how great the odds are that either you or your spouse will have a much longer-than-average life span.
Submitted by Colburn Wealth Management, LLC on August 25th, 2014
More and more companies have eliminated traditional pension plans, and individual retirement accounts are becoming a cornerstone of many workers' retirement plans. So it only makes sense to take some time to make sure you are taking maximum advantage of these plans. Follow these strategies and tips to make the most of your IRAs.
Strategy 1: Start early
Submitted by Colburn Wealth Management, LLC on August 18th, 2014
Americans have a great deal of disposable income relative to many other nations, yet our free spending can take us further and further away from the potential for financial freedom. Some people fall into crippling spending habits and injure their finances as a consequence.
Submitted by Colburn Wealth Management, LLC on August 11th, 2014
A SCOTUS ruling raises eyebrows. On June 12, 2014, the Supreme Court ruled 9-0 that assets held within inherited IRAs by non-spousal beneficiaries do not legally constitute “retirement funds.” Therefore, those assets are not protected from
Submitted by Colburn Wealth Management, LLC on August 4th, 2014
Everyone would agree that it is impossible to predict future stock market returns. Investment models can produce hypothetical returns but they clearly can’t account for future events. So, investors who manage their investments based on market performance or what they perceive as opportunities for better returns have very little control over the outcome.
Submitted by Colburn Wealth Management, LLC on July 28th, 2014
Many women are in charge of their financial lives, and proudly so. Some have become their own financial captains as a result of life events; others have always steered their own ships. Even so, there are too many women who are left out of financial decision making – some by their own choice.
Submitted by Colburn Wealth Management, LLC on July 22nd, 2014
What does a good retirement look like to you? Does it resemble the retirement that your spouse or partner has in mind? It is at least roughly similar?
Submitted by Colburn Wealth Management, LLC on July 15th, 2014
In a perfect world, the financial markets would be entirely transparent and without mysteries. In this imperfect one, we have financial markets reliant on high-speed trading and dark pools, both of which are imperfectly understood.
